{"id":4351,"date":"2026-07-08T16:57:31","date_gmt":"2026-07-08T15:57:31","guid":{"rendered":"https:\/\/www.medal.pt\/?page_id=4351"},"modified":"2026-07-13T16:47:30","modified_gmt":"2026-07-13T15:47:30","slug":"savings-and-investing","status":"publish","type":"page","link":"https:\/\/www.medal.pt\/fr\/afpop-membres\/savings-and-investing\/","title":{"rendered":"Savings and Investing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4351\" class=\"elementor elementor-4351\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-974f400 e-flex e-con-boxed e-con e-parent\" data-id=\"974f400\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ada568 elementor-widget elementor-widget-heading\" data-id=\"2ada568\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Savings and Investing<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df17185 e-flex e-con-boxed e-con e-parent\" data-id=\"df17185\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca3f869 elementor-widget elementor-widget-heading\" data-id=\"ca3f869\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Retirement Plan<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf886b5 e-con-full e-flex e-con e-child\" data-id=\"bf886b5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a4b1c7 elementor-widget elementor-widget-text-editor\" data-id=\"4a4b1c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span lang=\"en-GB\">A Personal Retirement Savings Plan (PPR) is a long-term savings and investment solution designed to help you build your financial future through regular, disciplined investing. In addition to the potential for capital growth, you may also benefit from tax advantages, subject to the applicable legislation.<\/span><\/p><p><span lang=\"en-GB\">MEDAL offers a range of Personal Retirement Savings Plans tailored to each member&#8217;s risk profile, investment horizon, and financial objectives. Our experienced advisers provide personalised guidance to help you select the solution best suited to your individual needs.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-394c2ac e-con-full e-grid e-con e-child\" data-id=\"394c2ac\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30ff904 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"30ff904\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#insurance-form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a Free Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53da1e6 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"53da1e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/calendly.com\/medal-info\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2102a01 e-flex e-con-boxed e-con e-parent\" data-id=\"2102a01\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-861b9fe elementor-widget elementor-widget-heading\" data-id=\"861b9fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Major Benefits<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-150671c e-flex e-con-boxed e-con e-parent\" data-id=\"150671c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0908fcd e-con-full e-flex e-con e-child\" data-id=\"0908fcd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6eaab0e elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6eaab0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#006D33\"><\/circle><path d=\"M14.3995 16.7988L22.4026 8.80005L25.6061 11.9995L14.3995 23.2L6.39404 15.199L9.59757 11.9995L14.3972 16.7988H14.3995Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRetirement planning tailored to your goals\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8e1361d e-con-full e-flex e-con e-child\" data-id=\"8e1361d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9dc472f elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"9dc472f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#006D33\"><\/circle><path d=\"M14.3995 16.7988L22.4026 8.80005L25.6061 11.9995L14.3995 23.2L6.39404 15.199L9.59757 11.9995L14.3972 16.7988H14.3995Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPersonalised strategies for long-term financial security\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2fb0e07 e-con-full e-flex e-con e-child\" data-id=\"2fb0e07\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c87527 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"8c87527\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#006D33\"><\/circle><path d=\"M14.3995 16.7988L22.4026 8.80005L25.6061 11.9995L14.3995 23.2L6.39404 15.199L9.59757 11.9995L14.3972 16.7988H14.3995Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSolutions adapted to different life stages\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4cf405d e-con-full e-flex e-con e-child\" data-id=\"4cf405d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-973deaa elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"973deaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#006D33\"><\/circle><path d=\"M14.3995 16.7988L22.4026 8.80005L25.6061 11.9995L14.3995 23.2L6.39404 15.199L9.59757 11.9995L14.3972 16.7988H14.3995Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tClear guidance on pension and savings options\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-89b2a8a e-con-full e-flex e-con e-child\" data-id=\"89b2a8a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e7274a elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4e7274a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#006D33\"><\/circle><path d=\"M14.3995 16.7988L22.4026 8.80005L25.6061 11.9995L14.3995 23.2L6.39404 15.199L9.59757 11.9995L14.3972 16.7988H14.3995Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSpecialist service for expatriates\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-420c5f0 e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"420c5f0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1976de2 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1976de2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#006D33\"><\/circle><path d=\"M14.3995 16.7988L22.4026 8.80005L25.6061 11.9995L14.3995 23.2L6.39404 15.199L9.59757 11.9995L14.3972 16.7988H14.3995Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tLower excess in outpatient services\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t(consultations, treatments and exams)\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e59cdbe elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"e59cdbe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e9074c0 e-con-full e-flex e-con e-child\" data-id=\"e9074c0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9e2b1a elementor-widget elementor-widget-heading\" data-id=\"d9e2b1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Discover our range of travel insurance plans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af5f780 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"af5f780\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Annual Policy <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e74658 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"0e74658\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">This is an annual policy for two people, but with the benefit of the sums insured being per each covered person.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f36694 elementor-widget elementor-widget-insurance_table\" data-id=\"8f36694\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"insurance_table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"insurance-table-wrapper\"><table class=\"insurance-table dng-insurance-table\"><thead><tr><th class=\"covers\">Covers \/ Limits<\/th><th class=\"option_light\">Silver<\/th><th class=\"option_b\">Gold<\/th><\/tr><\/thead><tbody><tr><td class=\"covers\"><b>Political Evacuation<\/b><\/td><td class=\"option_light\">10.000\u20ac<\/td><td class=\"option_b\">10.000\u20ac<\/td><\/tr><tr><td class=\"covers\"><b>Fees for expert advice in Kidnapping<\/b><\/td><td class=\"option_light\">125.000\u20ac<\/td><td class=\"option_b\">125.000\u20ac<\/td><\/tr><tr><td class=\"covers\"><b>Kidnapp, Ramson &amp; Illegal Detention<\/b><\/td><td class=\"option_light\">400\u20ac day<\/br> (max. 20.000,00\u20ac)<\/td><td class=\"option_b\">400\u20ac day<\/br> (max. 20.000,00\u20ac)<\/td><\/tr><tr><td class=\"covers\"><b>Legal Costs<\/b><\/td><td class=\"option_light\">15.000\u20ac<\/td><td class=\"option_b\">15.000\u20ac<\/td><\/tr><tr><td class=\"covers\"><b>Third Party Liability<\/b><\/td><td class=\"option_light\">5.000.000\u20ac<\/td><td class=\"option_b\">5.000.000\u20ac<\/td><\/tr><tr><td class=\"covers\"><b>Delay<\/b><\/td><td class=\"option_light\">37,50\u20ac \/ hour<\/br> (max. 225\u20ac)<\/td><td class=\"option_b\">37,50\u20ac \/ hour<\/br> (max. 225\u20ac)<\/td><\/tr><tr><td class=\"covers\"><b>Trip Cancellation and Curtailment<\/b><\/td><td class=\"option_light\">5.000\u20ac<\/td><td class=\"option_b\">5.000\u20ac<\/td><\/tr><tr><td class=\"covers\"><b>Luggage Delay (deductible:4hours)<\/b><\/td><td class=\"option_light\">750\u20ac<\/td><td class=\"option_b\">750\u20ac<\/td><\/tr><tr><td class=\"covers\"><b>Loss, Theft or stealth of luggage<\/b><\/td><td class=\"option_light\">3.000\u20ac<\/td><td class=\"option_b\">3.000\u20ac<\/td><\/tr><tr><td class=\"covers\"><b>Funeral Expenses<\/b><\/td><td class=\"option_light\">7.500\u20ac<\/td><td class=\"option_b\">7.500\u20ac<\/td><\/tr><tr><td class=\"covers\"><b>Search &amp; Rescue<\/b><\/td><td class=\"option_light\">15.000\u20ac<\/td><td class=\"option_b\">15.000\u20ac<\/td><\/tr><tr><td class=\"covers\"><b>Medical Expenses Abroad<\/b> Accident<\/td><td class=\"option_light\">1.000.000\u20ac<\/td><td class=\"option_b\">1.000.000\u20ac<\/td><\/tr><tr><td class=\"covers\"><b>Medical Expenses Abroad<\/b> Sudden Illness<\/td><td class=\"option_light\">10.000\u20ac<\/td><td class=\"option_b\">25.000\u20ac<\/td><\/tr><tr><td class=\"covers\"><b>Accidental Death Or Permanent Disablement<\/b><\/td><td class=\"option_light\">100.000\u20ac<\/td><td class=\"option_b\">250.000\u20ac<\/td><\/tr><tr class=\"dng-insurance-buttons-row\"><td class=\"covers\"><strong>Actions<\/strong><\/td><td class=\"option_light\"><div class=\"dng-insurance-button-group\"><a class=\"dng-green-bt\" href=\"#insurance-form?option=Silver\" >Get Free Quote<\/a><a class=\"dng-white-bt\" href=\"https:\/\/calendly.com\/medal-info?option=Silver\" target=\"_blank\">Book a Consultation<\/a><a class=\"dng-transparent-bt\" href=\"https:\/\/www.medal.pt\/wp-content\/uploads\/2025\/10\/MEDAL_Travel_Insurance_Presentation_and_Summary_of_Covers.pdf?option=Silver\" target=\"_blank\">Download Brochure<\/a><\/div><\/td><td class=\"option_b\"><div class=\"dng-insurance-button-group\"><a class=\"dng-green-bt\" href=\"#insurance-form?option=Gold\" >Get Free Quote<\/a><a class=\"dng-white-bt\" href=\"https:\/\/calendly.com\/medal-info?option=Gold\" target=\"_blank\">Book a Consultation<\/a><a class=\"dng-transparent-bt\" href=\"https:\/\/www.medal.pt\/wp-content\/uploads\/2025\/10\/MEDAL_Travel_Insurance_Presentation_and_Summary_of_Covers.pdf?option=Gold\" target=\"_blank\">Download Brochure<\/a><\/div><\/td><\/tr><\/tbody><\/table><\/div>        <script>\n                (function () {\n                 \n                var LIMIT_TO_FORMS_WITH_CLASS = 'js-insurance-form'; \/\/ ex.: 'js-insurance-form' para limitar; '' para todos\n                var SELECT_MUST_HAVE_CLASS    = 'js-option-select'; \/\/ '' para aceitar qualquer <select> no form\n                var DEFAULT_ANCHOR_ID         = 'insurance-form'; \/\/ usado se a \u00e2ncora n\u00e3o existir\n\n                \/\/ normaliza \"Option+Light\" \/ \"Option Light\" \/ \"option_light\" -> \"optionlight\"\n                function norm(s){\n                    return decodeURIComponent((s||'').replace(\/\\+\/g,' '))\n                    .toLowerCase().replace(\/[\\u00A0\\s._-]+\/g,'');\n                }\n\n                function parseHashOrHref(str){\n                    \/\/ recebe \"#id?option=...\" OU \"id?option=...\"\n                    var h = (str || '').replace(\/^#\/, '');\n                    var parts = h.split('?');\n                    return {\n   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(!sel) return false;\n\n                    var ok = setSelectOption(sel, parsed.params.get('option'));\n                    return ok;\n                }\n\n                \/\/ Clique em <a href=\"#algum-id?option=...\">\n                document.addEventListener('click', function(e){\n                    var a = e.target.closest('a[href^=\"#\"]');\n                    if (!a) return;\n\n                    var href = a.getAttribute('href') || '';\n                    if (href.indexOf('?option=') === -1) return;\n\n                    e.preventDefault();\n\n                    var parsed = parseHashOrHref(href);\n                    var target = findTarget(parsed.anchor);\n                    var scope  = findScopeForm(target);\n\n                    \/\/ Se o link trouxer data-select, usa como prioridade\n                    var preferred = a.getAttribute('data-select') || parsed.params.get('select') || '';\n\n                    var sel = findSelect(scope, preferred);\n                    if (!sel) return;\n\n                    if (setSelectOption(sel, parsed.params.get('option'))){\n                    \/\/ Atualiza URL sem recarregar (mant\u00e9m \u00e2ncora e option)\n                    history.replaceState({}, '', '#' + (parsed.anchor || DEFAULT_ANCHOR_ID) + '?option=' + encodeURIComponent(parsed.params.get('option')));\n                    \/\/ Scroll\n                    smoothScrollTo(target);\n                    }\n                });\n\n                \/\/ Se a p\u00e1gina j\u00e1 abrir com #id?option=...\n                function applyOnLoad(){\n                    if (location.hash && location.hash.indexOf('?option=') !== -1){\n                    applyFromHash(location.hash);\n                    }\n                }\n                if (document.readyState !== 'loading') applyOnLoad();\n                else document.addEventListener('DOMContentLoaded', applyOnLoad);\n\n                \/\/ Compat GF AJAX\n                if (window.jQuery){\n                    jQuery(document).on('gform_post_render', function(){ applyOnLoad(); });\n                }\n                })();\n        <\/script>\n\n\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d0c2f8 e-con-full e-flex e-con e-child\" data-id=\"2d0c2f8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18d044b elementor-widget elementor-widget-heading\" data-id=\"18d044b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Temporary Policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-534d7e7 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"534d7e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">We also have a special scheme, with four options in order you can choose the best coverage according to your travel requirements. This temporary policy gives you the opportunity to cover your trip up to 5, 10, 15, 30, 60 or 90 days. <\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ee4117 elementor-widget elementor-widget-insurance_table\" data-id=\"8ee4117\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"insurance_table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"insurance-table-wrapper\"><table class=\"insurance-table dng-insurance-table\"><thead><tr><th class=\"covers\">Covers \/ Limits<\/th><th class=\"option_light\">Base<\/th><th class=\"option_b\">Extra<\/th><th class=\"option_a\">Plus<\/th><th class=\"option_a_plus\">Premium<\/th><\/tr><\/thead><tbody><tr><td class=\"covers\">Third Party Liability<\/td><td class=\"option_light\">25.000\u20ac<\/td><td class=\"option_b\">50.000\u20ac<\/td><td class=\"option_a\">150.000\u20ac<\/td><td class=\"option_a_plus\">300.000\u20ac<\/td><\/tr><tr><td class=\"covers\">Luggage<\/td><td class=\"option_light\">500\u20ac<\/td><td class=\"option_b\">1.000\u20ac<\/td><td class=\"option_a\">1.500\u20ac<\/td><td class=\"option_a_plus\">2.000\u20ac<\/td><\/tr><tr><td class=\"covers\">Funeral Expenses<\/td><td class=\"option_light\">500\u20ac<\/td><td class=\"option_b\">1.000\u20ac<\/td><td class=\"option_a\">1.500\u20ac<\/td><td class=\"option_a_plus\">2.000\u20ac<\/td><\/tr><tr><td class=\"covers\">Medical Expenses<\/td><td class=\"option_light\">2.500\u20ac<\/td><td class=\"option_b\">5.000\u20ac<\/td><td class=\"option_a\">15.000\u20ac<\/td><td class=\"option_a_plus\">30.000\u20ac<\/td><\/tr><tr><td class=\"covers\">Death Or Permanent Disablement<\/td><td class=\"option_light\">25.000.000\u20ac<\/td><td class=\"option_b\">50.000.000\u20ac<\/td><td class=\"option_a\">150.000.000\u20ac<\/td><td class=\"option_a_plus\">300.000.000\u20ac<\/td><\/tr><tr><td class=\"covers\">Travel Assistence<\/td><td class=\"option_light\">N\u00edvel 1<\/td><td class=\"option_b\">N\u00edvel 2<\/td><td class=\"option_a\">N\u00edvel 3<\/td><td class=\"option_a_plus\">N\u00edvel 3<\/td><\/tr><tr class=\"dng-insurance-buttons-row\"><td class=\"covers\"><strong>Actions<\/strong><\/td><td class=\"option_light\"><div class=\"dng-insurance-button-group\"><a class=\"dng-green-bt\" href=\"#field_9_22?option=Base\" data-select=\".js-option-select-temporary-policy select\">Get Free Quote<\/a><a class=\"dng-white-bt\" href=\"https:\/\/calendly.com\/medal-info?option=Base\" target=\"_blank\">Book a Consultation<\/a><a class=\"dng-transparent-bt\" href=\"https:\/\/www.medal.pt\/wp-content\/uploads\/2025\/10\/MEDAL_Travel_Insurance_Presentation_and_Summary_of_Covers.pdf?option=Base\" target=\"_blank\">Download Brochure<\/a><\/div><\/td><td class=\"option_b\"><div class=\"dng-insurance-button-group\"><a class=\"dng-green-bt\" href=\"#field_9_22?option=Extra\" data-select=\".js-option-select-temporary-policy select\">Get Free Quote<\/a><a class=\"dng-white-bt\" href=\"https:\/\/calendly.com\/medal-info?option=Extra\" target=\"_blank\">Book a Consultation<\/a><a class=\"dng-transparent-bt\" href=\"https:\/\/www.medal.pt\/wp-content\/uploads\/2025\/10\/MEDAL_Travel_Insurance_Presentation_and_Summary_of_Covers.pdf?option=Extra\" target=\"_blank\">Download Brochure<\/a><\/div><\/td><td class=\"option_a\"><div class=\"dng-insurance-button-group\"><a class=\"dng-green-bt\" href=\"#field_9_22?option=Plus\" data-select=\".js-option-select-temporary-policy select\">Get Free Quote<\/a><a class=\"dng-white-bt\" href=\"https:\/\/calendly.com\/medal-info?option=Plus\" target=\"_blank\">Book a Consultation<\/a><a class=\"dng-transparent-bt\" href=\"https:\/\/www.medal.pt\/wp-content\/uploads\/2025\/10\/MEDAL_Travel_Insurance_Presentation_and_Summary_of_Covers.pdf?option=Plus\" target=\"_blank\">Download Brochure<\/a><\/div><\/td><td class=\"option_a_plus\"><div class=\"dng-insurance-button-group\"><a class=\"dng-green-bt\" href=\"#field_9_22?option=Premium\" data-select=\".js-option-select-temporary-policy select\">Get Free Quote<\/a><a class=\"dng-white-bt\" href=\"https:\/\/calendly.com\/medal-info?option=Premium\" target=\"_blank\">Book a Consultation<\/a><a class=\"dng-transparent-bt\" href=\"https:\/\/www.medal.pt\/wp-content\/uploads\/2025\/10\/MEDAL_Travel_Insurance_Presentation_and_Summary_of_Covers.pdf?option=Premium\" target=\"_blank\">Download Brochure<\/a><\/div><\/td><\/tr><\/tbody><\/table><\/div>        <script>\n                (function () {\n                 \n                var LIMIT_TO_FORMS_WITH_CLASS = 'js-insurance-form'; \/\/ ex.: 'js-insurance-form' para limitar; '' para todos\n                var SELECT_MUST_HAVE_CLASS    = 'js-option-select'; \/\/ '' para aceitar qualquer <select> no form\n                var DEFAULT_ANCHOR_ID         = 'insurance-form'; \/\/ usado se a \u00e2ncora n\u00e3o existir\n\n                \/\/ normaliza \"Option+Light\" \/ \"Option Light\" \/ 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data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b1fca90 elementor-icon-list--layout-inline elementor-widget__width-initial elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b1fca90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#006D33\"><\/circle><path d=\"M14.3995 16.7988L22.4026 8.80005L25.6061 11.9995L14.3995 23.2L6.39404 15.199L9.59757 11.9995L14.3972 16.7988H14.3995Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Included<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#999999\"><\/circle><path d=\"M24 11.199L19.0391 16.1589L23.6846 20.8044L20.6445 23.8445L16 19.199L11.3555 23.8445L8.31543 20.8044L12.96 16.1589L8 11.199L11.04 8.15991L16 13.1199L20.96 8.15991L24 11.199Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Not Included<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4dda168 elementor-widget elementor-widget-heading\" data-id=\"4dda168\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">* 15% with a max. of 10% of the sum insured for oncology surgery\/hospitalization, and 15% for chemotherapy and radiotherapy. **Subscription age limited to 65 years old.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e11e4c2 e-flex e-con-boxed e-con e-parent\" data-id=\"e11e4c2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-53938a1 e-con-full e-flex e-con e-child\" data-id=\"53938a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07b5bf6 elementor-widget elementor-widget-heading\" data-id=\"07b5bf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Specialized Life and Financial advisory<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6dc7be elementor-widget elementor-widget-text-editor\" data-id=\"a6dc7be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Our mission is to help clients make informed financial decisions through personalised guidance that reflects their individual circumstances, objectives and long-term aspirations.<\/p><p style=\"font-weight: 400;\"><strong>Jos\u00e9 Viana<\/strong>\u00a0has been appointed\u00a0<strong>Head of Life and Financial Products<\/strong>, leading the department with a strong focus on building long-term relationships and delivering value through expert advice and client-centric solutions.<\/p><p style=\"font-weight: 400;\">Jos\u00e9 has a record of 9+ years of experience in Investment Banking, specifically in the financial services sector, combining leadership, financial risk expertise, and regulatory knowledge. Experienced in overseeing financial products, ensuring strong governance, risk control, and alignment with client needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-090d5b5 e-con-full e-grid e-con e-child\" data-id=\"090d5b5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae82200 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"ae82200\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#insurance-form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a Free Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c5ddb3 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"3c5ddb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/calendly.com\/medal-info\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d8af789 e-con-full e-flex e-con e-child\" data-id=\"d8af789\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf3d7cb elementor-widget elementor-widget-image\" data-id=\"bf3d7cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1448\" height=\"1086\" src=\"https:\/\/www.medal.pt\/wp-content\/uploads\/2026\/07\/Foto-JoseViana-1.png\" class=\"attachment-full size-full wp-image-4408\" alt=\"\" srcset=\"https:\/\/www.medal.pt\/wp-content\/uploads\/2026\/07\/Foto-JoseViana-1.png 1448w, https:\/\/www.medal.pt\/wp-content\/uploads\/2026\/07\/Foto-JoseViana-1-300x225.png 300w, https:\/\/www.medal.pt\/wp-content\/uploads\/2026\/07\/Foto-JoseViana-1-1024x768.png 1024w, https:\/\/www.medal.pt\/wp-content\/uploads\/2026\/07\/Foto-JoseViana-1-768x576.png 768w, https:\/\/www.medal.pt\/wp-content\/uploads\/2026\/07\/Foto-JoseViana-1-16x12.png 16w\" sizes=\"(max-width: 1448px) 100vw, 1448px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7574574 e-flex e-con-boxed e-con e-parent\" data-id=\"7574574\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12f10b0 elementor-widget elementor-widget-heading\" data-id=\"12f10b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs - Retirement Plan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1915a9 elementor-widget elementor-widget-jet-accordion\" data-id=\"b1915a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"jet-accordion\" data-settings=\"{&quot;collapsible&quot;:true,&quot;ajaxTemplate&quot;:false,&quot;switchScrolling&quot;:false,&quot;switchScrollingOffset&quot;:0,&quot;switchScrollingDelay&quot;:500}\">\n\t\t\t<div class=\"jet-accordion__inner\">\n\t\t\t\t<div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1861\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"1\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1861\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"icon icon-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"icon icon-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">What is a PPR?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1861\" class=\"jet-toggle__content\" data-toggle=\"1\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>A Retirement Savings Plan (PPR) is a medium- to long-term savings and investment product designed to help build wealth as a supplement to retirement income.<\/p><p>As a product intended for the long term, it has a set of characteristics that distinguish it from other financial products, namely tax benefits and more favourable taxation.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1862\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"2\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1862\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">What is the difference between a Capital Guaranteed PPR and a Unit-Linked PPR?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1862\" class=\"jet-toggle__content\" data-toggle=\"2\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>Capital Guaranteed PPR<\/strong><\/p><ul><li>The invested capital is protected;<\/li><li>It presents lower risk;<\/li><li>It offers more stable returns, although generally more moderate.<\/li><\/ul><p><strong>Unit-Linked PPR<\/strong><\/p><ul><li>The investment is linked to the performance of financial markets;<\/li><li>It offers greater potential for long-term returns;<\/li><li>There is no capital guarantee, meaning the value invested may rise or fall;<\/li><li>Recommended for investors with a longer investment horizon and a higher tolerance for risk.<\/li><\/ul><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1863\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"3\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1863\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">How is the return calculated?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1863\" class=\"jet-toggle__content\" data-toggle=\"3\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><ul><li>In a Capital Guaranteed PPR, the return is defined by the rate applicable to the product and may vary over time.<\/li><li>In a Unit-Linked PPR, the return depends on the performance of the financial assets in which the capital is invested.<\/li><\/ul><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1864\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"4\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1864\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">What are the tax benefits of a PPR?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1864\" class=\"jet-toggle__content\" data-toggle=\"4\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p style=\"font-weight: 400;\">A PPR, or Retirement Savings Plan, offers tax benefits:<\/p><ul style=\"font-weight: 400;\"><li><strong>At subscription, or on entry<\/strong><\/li><\/ul><p style=\"font-weight: 400;\">For personal income tax purposes, 20% of the amount invested per year may be deducted from the tax liability, subject to the following limits:<\/p><ul><li style=\"font-weight: 400;\">Up to the age of 35, you may deduct up to \u20ac400, provided you invest \u20ac2,000 in your PPR, which is the maximum deduction;<\/li><\/ul><ul><li style=\"font-weight: 400;\">From 35 to 50 years old, you may deduct up to \u20ac350, provided you invest \u20ac1,750 in your PPR, which is the maximum deduction;<\/li><\/ul><ul><li style=\"font-weight: 400;\">After the age of 50 and until retirement age, you may deduct up to \u20ac300, provided you invest \u20ac1,500 in your PPR, which is the maximum deduction;<\/li><\/ul><ul><li style=\"font-weight: 400;\">For an investor under the age of 35, the tax saving may represent a \u20ac400 benefit if they invest \u20ac2,000 per year in a PPR.<\/li><\/ul><p style=\"font-weight: 400;\"><strong>On redemption<\/strong><\/p><ul style=\"font-weight: 400;\"><li>A PPR may also be redeemed under very specific conditions without losing the tax benefit:<\/li><\/ul><ul><li style=\"font-weight: 400;\">Old-age retirement or from the age of 60;<\/li><\/ul><ul><li style=\"font-weight: 400;\">Long-term unemployment of the participant or any member of the household;<\/li><\/ul><ul><li style=\"font-weight: 400;\">Permanent incapacity for work or serious illness of the participant or any member of the household;<\/li><\/ul><ul><li style=\"font-weight: 400;\">Use of the funds to pay mortgage loan instalments on a property intended solely as the participant\u2019s own permanent residence.<\/li><\/ul><p style=\"font-weight: 400;\">In the event of the policyholder\u2019s death, the accumulated value is paid to the heirs or potential beneficiaries identified by the policyholder.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1865\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"5\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1865\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">What is the minimum recommended term?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1865\" class=\"jet-toggle__content\" data-toggle=\"5\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Although a PPR may be held for several years, it is a solution designed for the medium and long term. The longer the investment horizon, the greater the investment benefit tends to be.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1866\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"6\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1866\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Can I make additional contributions?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1866\" class=\"jet-toggle__content\" data-toggle=\"6\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Yes. Depending on the product, it is possible to make one-off or regular additional contributions to increase the accumulated value over time.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1867\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"7\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1867\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">What is the taxation on PPR returns?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1867\" class=\"jet-toggle__content\" data-toggle=\"7\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><ul style=\"font-weight: 400;\"><li><strong>8%<\/strong> \u2013 when the redemption meets the conditions set out by law;<\/li><\/ul><ul style=\"font-weight: 400;\"><li><strong>21.5%<\/strong> \u2013 if the redemption occurs before 5 years;<\/li><\/ul><ul style=\"font-weight: 400;\"><li><strong>17.2%<\/strong> \u2013 if the redemption occurs between 5 and 8 years, provided certain conditions are met;<\/li><\/ul><ul style=\"font-weight: 400;\"><li><strong>8.6%<\/strong>\u00a0\u2013 if the redemption occurs after 8 years, provided certain conditions are met.<\/li><\/ul><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1868\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"8\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1868\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Can I redeem my PPR before retirement?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1868\" class=\"jet-toggle__content\" data-toggle=\"8\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p style=\"font-weight: 400;\">Yes, but the conditions depend on the reason for redemption. There are situations provided for by law in which the redemption may be made without tax penalty, such as:<\/p><ul style=\"font-weight: 400;\"><li>Old-age retirement;<\/li><\/ul><ul style=\"font-weight: 400;\"><li>Long-term unemployment;<\/li><\/ul><ul style=\"font-weight: 400;\"><li>Permanent incapacity for work;<\/li><\/ul><ul style=\"font-weight: 400;\"><li>Serious illness;<\/li><li>Payment of mortgage loan instalments for one\u2019s own permanent residence, under the legally established terms.<\/li><\/ul><ul><li style=\"list-style-type: none;\">\u00a0<\/li><\/ul><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1869\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"9\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1869\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">What happens if I redeem the PPR outside the conditions provided for by law?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1869\" class=\"jet-toggle__content\" data-toggle=\"9\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p style=\"font-weight: 400;\">In the event of early redemption, there may be two separate consequences:<\/p><ol style=\"font-weight: 400;\"><li><strong>Tax consequences, if you used the tax benefit for personal income tax purposes<\/strong><\/li><\/ol><p style=\"font-weight: 400;\">If the redemption is made outside the situations provided for by law, you may have to:<\/p><ul style=\"font-weight: 400;\"><li>Repay the tax benefits obtained;<\/li><\/ul><ul style=\"font-weight: 400;\"><li>Add a penalty corresponding to 10% for each year that has passed since the date on which you benefited from the tax deduction.<\/li><\/ul><p style=\"font-weight: 400;\">\u2002\u2002\u2002\u2002<strong>2. \u200e\u00a0Contractual penalty, applied by the insurance company<\/strong><\/p><p style=\"font-weight: 400;\">In Portugal, there is no standard penalty applicable to all PPRs. Redemption penalties vary depending on the product, the insurance company and the type of PPR.<\/p><p style=\"font-weight: 400;\">In general, these are the most common scenarios:<\/p><table style=\"font-weight: 400;\"><tbody><tr><td width=\"177\"><p><strong>Redemption period<\/strong><\/p><\/td><td width=\"347\"><p><strong>Typical contractual penalty<\/strong><\/p><\/td><\/tr><tr><td width=\"177\"><p>1<sup>st<\/sup>\u00a0year<\/p><\/td><td width=\"347\"><p>Between 0.5% and 2% of the redemption value<\/p><\/td><\/tr><tr><td width=\"177\"><p>2<sup>nd<\/sup>\u00a0year<\/p><\/td><td width=\"347\"><p>Between 0% and 1%<\/p><\/td><\/tr><tr><td width=\"177\"><p>From the 3<sup>rd<\/sup>\u00a0year onwards<\/p><\/td><td width=\"347\"><p>In many cases, there is no longer any penalty.<\/p><\/td><\/tr><\/tbody><\/table><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d8af38f e-flex e-con-boxed e-con e-parent\" data-id=\"d8af38f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b990150 elementor-widget elementor-widget-heading\" data-id=\"b990150\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Investing<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49b6e83 e-con-full e-flex e-con e-child\" data-id=\"49b6e83\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f8a5d4d elementor-widget elementor-widget-text-editor\" data-id=\"f8a5d4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span lang=\"en-GB\">MEDAL offers a range of investment solutions designed to meet the diverse financial objectives of its members, whether the aim is to grow wealth, generate income, or plan for future goals.<\/span><\/p><p><span lang=\"en-GB\">Working in partnership with leading insurers, we provide investment solutions tailored to each investor&#8217;s risk profile, financial objectives, and investment horizon. Our experienced advisers offer personalised guidance and ongoing support, helping you make informed decisions that align with your long-term financial goals.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ee2013 e-con-full e-grid e-con e-child\" data-id=\"2ee2013\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c821e63 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"c821e63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#insurance-form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a Free Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7934413 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"7934413\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/calendly.com\/medal-info\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f84c87 e-flex e-con-boxed e-con e-parent\" data-id=\"3f84c87\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a031163 elementor-widget elementor-widget-heading\" data-id=\"a031163\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Major Benefits<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71e8339 e-flex e-con-boxed e-con e-parent\" data-id=\"71e8339\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d092d2b e-con-full e-flex e-con e-child\" data-id=\"d092d2b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10b2054 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"10b2054\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#006D33\"><\/circle><path d=\"M14.3995 16.7988L22.4026 8.80005L25.6061 11.9995L14.3995 23.2L6.39404 15.199L9.59757 11.9995L14.3972 16.7988H14.3995Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tInvestment solutions tailored to your goals\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-033af50 e-con-full e-flex e-con e-child\" data-id=\"033af50\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53ffd7a elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"53ffd7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#006D33\"><\/circle><path d=\"M14.3995 16.7988L22.4026 8.80005L25.6061 11.9995L14.3995 23.2L6.39404 15.199L9.59757 11.9995L14.3972 16.7988H14.3995Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tDiversified options for different risk profiles\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cf30cbb e-con-full e-flex e-con e-child\" data-id=\"cf30cbb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca7a2f5 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"ca7a2f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#006D33\"><\/circle><path d=\"M14.3995 16.7988L22.4026 8.80005L25.6061 11.9995L14.3995 23.2L6.39404 15.199L9.59757 11.9995L14.3972 16.7988H14.3995Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tLong-term financial planning\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-951f302 e-con-full e-flex e-con e-child\" data-id=\"951f302\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f98a43d elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"f98a43d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#006D33\"><\/circle><path d=\"M14.3995 16.7988L22.4026 8.80005L25.6061 11.9995L14.3995 23.2L6.39404 15.199L9.59757 11.9995L14.3972 16.7988H14.3995Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tClear and transparent guidance\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5fbd732 e-con-full e-flex e-con e-child\" data-id=\"5fbd732\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76999da elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"76999da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#006D33\"><\/circle><path d=\"M14.3995 16.7988L22.4026 8.80005L25.6061 11.9995L14.3995 23.2L6.39404 15.199L9.59757 11.9995L14.3972 16.7988H14.3995Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSpecialist service for expatriates\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a7649cf e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"a7649cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab0ec5d elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"ab0ec5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#006D33\"><\/circle><path d=\"M14.3995 16.7988L22.4026 8.80005L25.6061 11.9995L14.3995 23.2L6.39404 15.199L9.59757 11.9995L14.3972 16.7988H14.3995Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tLower excess in outpatient services\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t(consultations, treatments and exams)\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d642267 e-flex e-con-boxed e-con e-parent\" data-id=\"d642267\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b1bcb2 elementor-widget elementor-widget-heading\" data-id=\"0b1bcb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs - Investing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa581a1 elementor-widget elementor-widget-jet-accordion\" data-id=\"fa581a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"jet-accordion\" data-settings=\"{&quot;collapsible&quot;:true,&quot;ajaxTemplate&quot;:false,&quot;switchScrolling&quot;:false,&quot;switchScrollingOffset&quot;:0,&quot;switchScrollingDelay&quot;:500}\">\n\t\t\t<div class=\"jet-accordion__inner\">\n\t\t\t\t<div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2621\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"1\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2621\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"icon icon-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"icon icon-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">Why should I invest?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2621\" class=\"jet-toggle__content\" data-toggle=\"1\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><span lang=\"en-GB\">Investing allows you to grow your wealth over time and work towards important financial goals, such as retirement, funding your children&#8217;s education, or building a financial reserve for the future.<\/span><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2622\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"2\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2622\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">How much money do I need to start investing?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2622\" class=\"jet-toggle__content\" data-toggle=\"2\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><span lang=\"en-GB\">Depending on the solution you choose, you can start investing with relatively modest amounts and make additional contributions over time as your financial circumstances allow.<\/span><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2623\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"3\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2623\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">What is the difference between saving and investing?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2623\" class=\"jet-toggle__content\" data-toggle=\"3\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><span lang=\"en-GB\">Saving involves setting money aside with low risk and easy access to your funds. Investing means allocating your money to assets with the potential for higher returns, while accepting a certain level of investment risk.<\/span><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2624\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"4\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2624\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Do all investments involve risk?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2624\" class=\"jet-toggle__content\" data-toggle=\"4\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><span lang=\"en-GB\">Yes. Every investment carries some degree of risk. Generally, the greater the potential return, the higher the level of risk involved.<\/span><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2625\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"5\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2625\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">How do I choose the most suitable investment solution?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2625\" class=\"jet-toggle__content\" data-toggle=\"5\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><span lang=\"en-GB\">The right investment depends on your financial objectives, investment time horizon, previous investment experience, and attitude towards risk.<\/span><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2626\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"6\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2626\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Can I withdraw my investment whenever I need to?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2626\" class=\"jet-toggle__content\" data-toggle=\"6\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><span lang=\"en-GB\">Withdrawal conditions vary depending on the product. Some investment solutions provide access to your capital at any time, while others are designed to encourage long-term investing.<\/span><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2627\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"7\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2627\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Is my capital guaranteed?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2627\" class=\"jet-toggle__content\" data-toggle=\"7\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><span lang=\"en-GB\">This depends on the product selected. Some investment solutions offer capital protection, while others are linked to financial markets and their value may rise or fall over time.<\/span><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2628\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"8\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2628\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Can I make additional contributions?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2628\" class=\"jet-toggle__content\" data-toggle=\"8\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><span lang=\"en-GB\">Yes. Many investment solutions allow you to make one-off additional contributions or set up regular investment plans.<\/span><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2629\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"9\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2629\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">How can I monitor the performance of my investment?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2629\" class=\"jet-toggle__content\" data-toggle=\"9\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><span lang=\"en-GB\">Your insurer will provide regular statements and online tools, allowing you to track the value and composition of your investment portfolio.<\/span><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-26210\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"10\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-26210\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Why should I seek professional advice before investing?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-26210\" class=\"jet-toggle__content\" data-toggle=\"10\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><span lang=\"en-GB\">A personalised financial assessment helps identify the investment solutions most appropriate for your objectives, financial circumstances, and risk profile, enabling you to make informed decisions with greater confidence.<\/span><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b9e7fe2 e-flex e-con-boxed e-con e-parent\" data-id=\"b9e7fe2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-95534b9 elementor-widget elementor-widget-heading\" data-id=\"95534b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Difference Between \nGuaranteed Capital Products &amp; Unit-Linked Products<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0a9894 e-grid e-con-full e-con e-child\" data-id=\"c0a9894\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa6baec elementor-widget elementor-widget-text-editor\" data-id=\"fa6baec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><strong>Guaranteed Capital Products<\/strong><\/p><p style=\"font-weight: 400;\">These are intended for investors with a more conservative profile, who seek to protect the capital invested and achieve a more stable return, although generally more moderate.<\/p><p style=\"font-weight: 400;\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bf1277 elementor-widget elementor-widget-text-editor\" data-id=\"9bf1277\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><strong>Unit-Linked Products<\/strong><\/p><p style=\"font-weight: 400;\">These are investment solutions linked to the financial markets, with greater potential for long-term capital growth. However, they do not guarantee the capital invested, meaning the value of the investment may rise or fall depending on the performance of the underlying assets.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6724dfd e-flex e-con-boxed e-con e-parent\" data-id=\"6724dfd\" data-element_type=\"container\" data-e-type=\"container\" id=\"insurance-form\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87b303a elementor-widget elementor-widget-heading\" data-id=\"87b303a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurance company Investment products <br>vs<br>Bank Investment products<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcce51c elementor-widget elementor-widget-text-editor\" data-id=\"fcce51c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Financial products linked to insurance companies may offer relevant advantages compared with traditional banking solutions, particularly for clients seeking a medium to long-term strategy. In addition to growth potential, these solutions may benefit from a more favourable tax framework over time and provide greater flexibility for estate planning through the direct appointment of beneficiaries. As a result, they can be an attractive option for those who wish not only to save or invest, but also to protect and organise their wealth more efficiently<\/p><div id=\"gtx-trans\" style=\"position: absolute; left: -2px; top: -9px;\"><div class=\"gtx-trans-icon\">\u00a0<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a914b7d e-flex e-con-boxed e-con e-parent\" data-id=\"a914b7d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-652516e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"652516e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fill out the contact form or schedule a meeting today to tailor a policy to your needs.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-078e492 elementor-widget elementor-widget-gravity_forms_selector\" data-id=\"078e492\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"gravity_forms_selector.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"dng-gform\"><script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() 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var(--e-global-color-text);--gf-color-primary-rgb: 0, 0, 0;--gf-color-primary-contrast: var(--e-global-color-ad5432f);--gf-color-primary-contrast-rgb: 0, 0, 0;--gf-color-primary-darker: #000000;--gf-color-primary-lighter: #323232;--gf-color-secondary: var(--e-global-color-36b9bab);--gf-color-secondary-rgb: 0, 0, 0;--gf-color-secondary-contrast: var(--e-global-color-text);--gf-color-secondary-contrast-rgb: 0, 0, 0;--gf-color-secondary-darker: #000000;--gf-color-secondary-lighter: #0A0A0A;--gf-color-out-ctrl-light: rgba(0, 0, 0, 0.1);--gf-color-out-ctrl-light-rgb: 0, 0, 0;--gf-color-out-ctrl-light-darker: rgba(0, 0, 0, 0.35);--gf-color-out-ctrl-light-lighter: #000000;--gf-color-out-ctrl-dark: var(--e-global-color-text);--gf-color-out-ctrl-dark-rgb: 0, 0, 0;--gf-color-out-ctrl-dark-darker: var(--e-global-color-text);--gf-color-out-ctrl-dark-lighter: rgba(0, 0, 0, 0.65);--gf-color-in-ctrl: var(--e-global-color-36b9bab);--gf-color-in-ctrl-rgb: 0, 0, 0;--gf-color-in-ctrl-contrast: var(--e-global-color-text);--gf-color-in-ctrl-contrast-rgb: 0, 0, 0;--gf-color-in-ctrl-darker: #000000;--gf-color-in-ctrl-lighter: #0A0A0A;--gf-color-in-ctrl-primary: var(--e-global-color-text);--gf-color-in-ctrl-primary-rgb: 0, 0, 0;--gf-color-in-ctrl-primary-contrast: #fff;--gf-color-in-ctrl-primary-contrast-rgb: 255, 255, 255;--gf-color-in-ctrl-primary-darker: #000000;--gf-color-in-ctrl-primary-lighter: #323232;--gf-color-in-ctrl-light: rgba(0, 0, 0, 0.1);--gf-color-in-ctrl-light-rgb: 0, 0, 0;--gf-color-in-ctrl-light-darker: rgba(0, 0, 0, 0.35);--gf-color-in-ctrl-light-lighter: #000000;--gf-color-in-ctrl-dark: var(--e-global-color-text);--gf-color-in-ctrl-dark-rgb: 0, 0, 0;--gf-color-in-ctrl-dark-darker: var(--e-global-color-text);--gf-color-in-ctrl-dark-lighter: rgba(0, 0, 0, 0.65);--gf-radius: 0px;--gf-font-size-secondary: 14px;--gf-font-size-tertiary: 13px;--gf-icon-ctrl-number: url(\"data:image\/svg+xml,%3Csvg width='8' height='14' viewBox='0 0 8 14' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M4 0C4.26522 5.96046e-08 4.51957 0.105357 4.70711 0.292893L7.70711 3.29289C8.09763 3.68342 8.09763 4.31658 7.70711 4.70711C7.31658 5.09763 6.68342 5.09763 6.29289 4.70711L4 2.41421L1.70711 4.70711C1.31658 5.09763 0.683417 5.09763 0.292893 4.70711C-0.0976311 4.31658 -0.097631 3.68342 0.292893 3.29289L3.29289 0.292893C3.48043 0.105357 3.73478 0 4 0ZM0.292893 9.29289C0.683417 8.90237 1.31658 8.90237 1.70711 9.29289L4 11.5858L6.29289 9.29289C6.68342 8.90237 7.31658 8.90237 7.70711 9.29289C8.09763 9.68342 8.09763 10.3166 7.70711 10.7071L4.70711 13.7071C4.31658 14.0976 3.68342 14.0976 3.29289 13.7071L0.292893 10.7071C-0.0976311 10.3166 -0.0976311 9.68342 0.292893 9.29289Z' fill='rgba(0, 0, 0, 0.65)'\/%3E%3C\/svg%3E\");--gf-icon-ctrl-select: url(\"data:image\/svg+xml,%3Csvg width='10' height='6' viewBox='0 0 10 6' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M0.292893 0.292893C0.683417 -0.097631 1.31658 -0.097631 1.70711 0.292893L5 3.58579L8.29289 0.292893C8.68342 -0.0976311 9.31658 -0.0976311 9.70711 0.292893C10.0976 0.683417 10.0976 1.31658 9.70711 1.70711L5.70711 5.70711C5.31658 6.09763 4.68342 6.09763 4.29289 5.70711L0.292893 1.70711C-0.0976311 1.31658 -0.0976311 0.683418 0.292893 0.292893Z' fill='rgba(0, 0, 0, 0.65)'\/%3E%3C\/svg%3E\");--gf-icon-ctrl-search: url(\"data:image\/svg+xml,%3Csvg version='1.1' xmlns='http:\/\/www.w3.org\/2000\/svg' width='640' height='640'%3E%3Cpath d='M256 128c-70.692 0-128 57.308-128 128 0 70.691 57.308 128 128 128 70.691 0 128-57.309 128-128 0-70.692-57.309-128-128-128zM64 256c0-106.039 85.961-192 192-192s192 85.961 192 192c0 41.466-13.146 79.863-35.498 111.248l154.125 154.125c12.496 12.496 12.496 32.758 0 45.254s-32.758 12.496-45.254 0L367.248 412.502C335.862 434.854 297.467 448 256 448c-106.039 0-192-85.962-192-192z' fill='rgba(0, 0, 0, 0.65)'\/%3E%3C\/svg%3E\");--gf-label-space-y-secondary: var(--gf-label-space-y-lg-secondary);--gf-ctrl-border-color: var(--e-global-color-36b9bab);--gf-ctrl-size: var(--gf-ctrl-size-lg);--gf-ctrl-label-color-primary: var(--e-global-color-text);--gf-ctrl-label-color-secondary: var(--e-global-color-text);--gf-ctrl-choice-size: var(--gf-ctrl-choice-size-lg);--gf-ctrl-checkbox-check-size: var(--gf-ctrl-checkbox-check-size-lg);--gf-ctrl-radio-check-size: var(--gf-ctrl-radio-check-size-lg);--gf-ctrl-btn-font-size: var(--gf-ctrl-btn-font-size-lg);--gf-ctrl-btn-padding-x: var(--gf-ctrl-btn-padding-x-lg);--gf-ctrl-btn-size: var(--gf-ctrl-btn-size-lg);--gf-ctrl-btn-border-color-secondary: var(--e-global-color-36b9bab);--gf-ctrl-file-btn-bg-color-hover: #000000;--gf-field-img-choice-size: var(--gf-field-img-choice-size-md);--gf-field-img-choice-card-space: var(--gf-field-img-choice-card-space-md);--gf-field-img-choice-check-ind-size: var(--gf-field-img-choice-check-ind-size-md);--gf-field-img-choice-check-ind-icon-size: var(--gf-field-img-choice-check-ind-icon-size-md);--gf-field-pg-steps-number-color: rgba(0, 0, 0, 0.8);}<\/style><div id='gf_18' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>\u00ab\u00a0<span class=\"gfield_required gfield_required_asterisk\">*<\/span>\u00a0\u00bb indique les champs n\u00e9cessaires<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_18' id='gform_18' class='dng-form' action='\/fr\/wp-json\/wp\/v2\/pages\/4351#gf_18' data-formid='18' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_18' class='gform_fields top_label form_sublabel_above description_below validation_below'><div id=\"field_18_11\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_18_11'>Full Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_11' id='input_18_11' type='text' value='' class='large'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_18_4\" class=\"gfield gfield--type-email gfield--input-type-email gfield--width-half gfield_contains_required field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible gpev-field\"  data-field-class=\"gpev-field\" ><label class='gfield_label gform-field-label' for='input_18_4'>Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_4' id='input_18_4' type='email' value='' class='large'    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_18_31\" class=\"gfield gfield--type-phone gfield--input-type-phone gfield--width-half gfield_contains_required field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_18_31'>Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_31' id='input_18_31' type='tel' value='' class='large'   aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_18_37\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_18_37'>Nationality<\/label><div class='ginput_container ginput_container_text'><input name='input_37' id='input_18_37' type='text' value='' class='large'      aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_18_14\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_18_14'>Fiscal \/ VAT Number (Portugal)<\/label><div class='ginput_container ginput_container_text'><input name='input_14' id='input_18_14' type='text' value='' class='large'      aria-invalid=\"false\"   \/><\/div><\/div><fieldset id=\"field_18_39\" class=\"gfield gfield--type-address gfield--input-type-address gfield--width-full field_sublabel_above gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Address<\/legend>    \n                    <div class='ginput_complex ginput_container has_street has_city has_zip ginput_container_address gform-grid-row' id='input_18_39' >\n                         <span class='ginput_full address_line_1 ginput_address_line_1 gform-grid-col' id='input_18_39_1_container' >\n                                        <label for='input_18_39_1' id='input_18_39_1_label' class='gform-field-label gform-field-label--type-sub '>Adresse postale<\/label>\n                                        <input type='text' name='input_39.1' id='input_18_39_1' value=''    aria-required='false'    \/>\n                                   <\/span><span class='ginput_left address_city ginput_address_city gform-grid-col' id='input_18_39_3_container' >\n                                    <label for='input_18_39_3' id='input_18_39_3_label' class='gform-field-label gform-field-label--type-sub '>Ville<\/label>\n                                    <input type='text' name='input_39.3' id='input_18_39_3' value=''    aria-required='false'    \/>\n                                 <\/span><input type='hidden' class='gform_hidden' name='input_39.4' id='input_18_39_4' value=''\/><span class='ginput_right address_zip ginput_address_zip gform-grid-col' id='input_18_39_5_container' >\n                                    <label for='input_18_39_5' id='input_18_39_5_label' class='gform-field-label gform-field-label--type-sub '>ZIP \/ Code postal<\/label>\n                                    <input type='text' name='input_39.5' id='input_18_39_5' value=''    aria-required='false'    \/>\n                                <\/span><input type='hidden' class='gform_hidden' name='input_39.6' id='input_18_39_6' value='Portugal' \/>\n                    <div class='gf_clear gf_clear_complex'><\/div>\n                <\/div><div class='gfield_description' id='gfield_description_18_39'>Address where you reside or intend to reside in Portugal<\/div><\/fieldset><div id=\"field_18_40\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-quarter field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_18_40'>AFPOP Number<\/label><div class='ginput_container ginput_container_text'><input name='input_40' id='input_18_40' type='text' value='' class='large'      aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_18_41\" class=\"gfield gfield--type-date gfield--input-type-date gfield--input-type-datepicker gfield--datepicker-default-icon gfield--width-five-twelfths field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_18_41'>Date of birth<\/label><div class='ginput_container ginput_container_date'>\n                            <input name='input_41' id='input_18_41' type='text' value='' class='datepicker gform-datepicker mdy datepicker_with_icon gdatepicker_with_icon'   placeholder='mm\/jj\/aaaa' aria-describedby=\"input_18_41_date_format\" aria-invalid=\"false\" \/>\n                            <span id='input_18_41_date_format' class='screen-reader-text'>MM slash JJ slash AAAA<\/span>\n                        <\/div>\n                        <input type='hidden' id='gforms_calendar_icon_input_18_41' class='gform_hidden' value='https:\/\/www.medal.pt\/wp-content\/plugins\/gravityforms\/images\/datepicker\/datepicker.svg'\/><\/div><div id=\"field_18_42\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-third field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_18_42'>Occupation<\/label><div class='ginput_container ginput_container_text'><input name='input_42' id='input_18_42' type='text' value='' class='large'      aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_18_36\" class=\"gfield gfield--type-textarea gfield--input-type-textarea gfield--width-full field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_18_36'>Message<\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_36' id='input_18_36' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><fieldset id=\"field_18_32\" class=\"gfield gfield--type-consent gfield--type-choice gfield--input-type-consent gfield--width-full gap gfield_contains_required field_sublabel_above gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Consent Privacy Police<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_container ginput_container_consent'><input name='input_32.1' id='input_18_32_1' type='checkbox' value='1'   aria-required=\"true\" aria-invalid=\"false\"   \/> <label class=\"gform-field-label gform-field-label--type-inline gfield_consent_label\" for='input_18_32_1' >I give permission to keep and use my personal information as described in their <a href=\"\/privacy-policy\">Privacy Policy<\/a> and in compliance with the current laws.<span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/label><input type='hidden' name='input_32.2' value='I give permission to keep and use my personal information as described in their &lt;a href=&quot;\/privacy-policy&quot;&gt;Privacy Policy&lt;\/a&gt; and in compliance with the current laws.' class='gform_hidden' \/><input type='hidden' name='input_32.3' value='17' class='gform_hidden' \/><\/div><\/fieldset><fieldset id=\"field_18_33\" class=\"gfield gfield--type-consent gfield--type-choice gfield--input-type-consent gfield--width-full field_sublabel_above gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Consent Newsletter<\/legend><div class='ginput_container ginput_container_consent'><input name='input_33.1' id='input_18_33_1' type='checkbox' value='1'    aria-invalid=\"false\"   \/> <label class=\"gform-field-label gform-field-label--type-inline gfield_consent_label\" for='input_18_33_1' >I would like to receive newsletters and general information.<\/label><input type='hidden' name='input_33.2' value='I would like to receive newsletters and general information.' class='gform_hidden' \/><input type='hidden' name='input_33.3' value='17' class='gform_hidden' \/><\/div><\/fieldset><\/div><\/div>\n        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_18' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Send'  \/> <input type='hidden' name='gform_ajax' value='form_id=18&amp;title=&amp;description=&amp;tabindex=0&amp;theme=orbital&amp;styles=[]&amp;hash=b22f3723607f020684b370bbcb7495d3' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_18' value='iframe' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_18' id='gform_theme_18' value='orbital' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_18' id='gform_style_settings_18' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_18' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='18' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_18' value='WyJ7XCIzMi4xXCI6XCI2ZmM2MWJmZTM5YWUxNTk0MWQ4MTE3MjU4NDNhMDIwOVwiLFwiMzIuMlwiOlwiZDQ2NGVkMjRiYzIwZmE1ZDcwNzliMDRlMGMyNDIwMWVcIixcIjMyLjNcIjpcIjUxNTMzMzI4NWRjZjk5NDU1MTkyY2FjNWI3NzlkMmJlXCIsXCIzMy4xXCI6XCI2ZmM2MWJmZTM5YWUxNTk0MWQ4MTE3MjU4NDNhMDIwOVwiLFwiMzMuMlwiOlwiMTMzZjliYzdmMWJkMWIwNzkyZTliZWU0M2U1ZjA3ZmJcIixcIjMzLjNcIjpcIjUxNTMzMzI4NWRjZjk5NDU1MTkyY2FjNWI3NzlkMmJlXCJ9IiwiYTMyNTBiNTM5MWY3YjIxOTFkNTA1OGFiZDU2NGNlZjEiXQ==' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_18' id='gform_target_page_number_18' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_18' id='gform_source_page_number_18' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <\/form>\n                        <\/div>\n\t\t                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_18' id='gform_ajax_frame_18' title='Cette iframe contient la logique n\u00e9cessaire pour manipuler Gravity Forms avec Ajax.'><\/iframe>\n\t\t                <script>\ngform.initializeOnLoaded( function() {gformInitSpinner( 18, 'https:\/\/www.medal.pt\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', false );jQuery('#gform_ajax_frame_18').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_18');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_18').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_18').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_18').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_18').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/ jQuery(document).scrollTop(jQuery('#gform_wrapper_18').offset().top - mt); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_18').val();gformInitSpinner( 18, 'https:\/\/www.medal.pt\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', false );jQuery(document).trigger('gform_page_loaded', [18, current_page]);window['gf_submitting_18'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_18').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_18').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [18]);window['gf_submitting_18'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_18').text());}else{jQuery('#gform_18').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"18\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {       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        attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} );\n<\/script>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d3802ca e-flex e-con-boxed e-con e-parent\" data-id=\"d3802ca\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32de17c elementor-widget elementor-widget-heading\" data-id=\"32de17c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Unlock More for Your Personal Life<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-329851a elementor-widget elementor-widget-jet-listing-grid\" data-id=\"329851a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;columns&quot;:&quot;3&quot;,&quot;columns_mobile&quot;:&quot;1&quot;}\" data-widget_type=\"jet-listing-grid.default\">\n\t\t\t\t\t<div class=\"jet-listing-grid jet-listing\"><div class=\"jet-listing-grid__items grid-col-desk-3 grid-col-tablet-3 grid-col-mobile-1 jet-listing-grid--1117\" data-queried-id=\"3458|WP_Post\" data-nav=\"{&quot;enabled&quot;:false,&quot;type&quot;:null,&quot;more_el&quot;:null,&quot;query&quot;:[],&quot;widget_settings&quot;:{&quot;lisitng_id&quot;:1117,&quot;posts_num&quot;:6,&quot;columns&quot;:3,&quot;columns_tablet&quot;:3,&quot;columns_mobile&quot;:1,&quot;column_min_width&quot;:240,&quot;column_min_width_tablet&quot;:240,&quot;column_min_width_mobile&quot;:240,&quot;inline_columns_css&quot;:false,&quot;is_archive_template&quot;:&quot;&quot;,&quot;post_status&quot;:[&quot;publish&quot;],&quot;use_random_posts_num&quot;:&quot;&quot;,&quot;max_posts_num&quot;:9,&quot;not_found_message&quot;:&quot;No data was found&quot;,&quot;is_masonry&quot;:false,&quot;equal_columns_height&quot;:&quot;&quot;,&quot;use_load_more&quot;:&quot;&quot;,&quot;load_more_id&quot;:&quot;&quot;,&quot;load_more_type&quot;:&quot;click&quot;,&quot;load_more_offset&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;use_custom_post_types&quot;:&quot;&quot;,&quot;custom_post_types&quot;:[],&quot;hide_widget_if&quot;:&quot;&quot;,&quot;carousel_enabled&quot;:&quot;&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;,&quot;arrows&quot;:&quot;true&quot;,&quot;arrow_icon&quot;:&quot;fa fa-angle-left&quot;,&quot;dots&quot;:&quot;&quot;,&quot;autoplay&quot;:&quot;true&quot;,&quot;pause_on_hover&quot;:&quot;true&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;true&quot;,&quot;center_mode&quot;:&quot;&quot;,&quot;effect&quot;:&quot;slide&quot;,&quot;speed&quot;:500,&quot;inject_alternative_items&quot;:&quot;&quot;,&quot;injection_items&quot;:[],&quot;scroll_slider_enabled&quot;:&quot;&quot;,&quot;scroll_slider_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;custom_query&quot;:false,&quot;custom_query_id&quot;:&quot;&quot;,&quot;_element_id&quot;:&quot;&quot;,&quot;collapse_first_last_gap&quot;:false,&quot;list_items_wrapper_tag&quot;:&quot;div&quot;,&quot;list_item_tag&quot;:&quot;div&quot;,&quot;empty_items_wrapper_tag&quot;:&quot;div&quot;}}\" data-page=\"1\" data-pages=\"2\" data-listing-source=\"posts\" data-listing-id=\"1117\" data-query-id=\"\"><div class=\"jet-listing-grid__item jet-listing-dynamic-post-730\" data-post-id=\"730\" >\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"1117\" class=\"elementor elementor-1117\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t<a class=\"elementor-element elementor-element-91a7d2a e-con-full e-flex e-con e-child\" data-id=\"91a7d2a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/www.medal.pt\/fr\/afpop-membres\/assurance-auto\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6f1107 elementor-widget__width-auto insurance-icon elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"f6f1107\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t\t<div class=\"jet-listing-dynamic-field__replacement-wrap\"><div class=\"jet-listing-dynamic-field__content\"><i class=\"icon-car\"><\/i><\/div><\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0daf29 e-con-full e-flex e-con e-child\" data-id=\"c0daf29\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c144323 elementor-widget elementor-widget-heading\" data-id=\"c144323\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Motor Insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc37d9b why-block-description elementor-widget elementor-widget-heading\" data-id=\"dc37d9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Protect your vehicle with exclusive conditions for afpop members \u2014 competitive premiums and plans with coverage tailored to your needs.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40884ab elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"40884ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon elementor-animation-skew-forward\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-arrow-right\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-896\" data-post-id=\"896\" >\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"1117\" class=\"elementor elementor-1117\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t<a class=\"elementor-element elementor-element-91a7d2a e-con-full e-flex e-con e-child\" data-id=\"91a7d2a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/www.medal.pt\/fr\/afpop-membres\/assurance-habitation\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6f1107 elementor-widget__width-auto insurance-icon elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"f6f1107\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t\t<div class=\"jet-listing-dynamic-field__replacement-wrap\"><div class=\"jet-listing-dynamic-field__content\"><i class=\"icon-company\"><\/i><\/div><\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0daf29 e-con-full e-flex e-con e-child\" data-id=\"c0daf29\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c144323 elementor-widget elementor-widget-heading\" data-id=\"c144323\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Household Insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc37d9b why-block-description elementor-widget elementor-widget-heading\" data-id=\"dc37d9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Complete protection for your home. Comprehensive cover with exclusive discounts for afpop members.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40884ab elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"40884ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon elementor-animation-skew-forward\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-arrow-right\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-902\" data-post-id=\"902\" >\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"1117\" class=\"elementor elementor-1117\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t<a class=\"elementor-element elementor-element-91a7d2a e-con-full e-flex e-con e-child\" data-id=\"91a7d2a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/www.medal.pt\/fr\/afpop-membres\/assurance-sante\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6f1107 elementor-widget__width-auto insurance-icon elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"f6f1107\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t\t<div class=\"jet-listing-dynamic-field__replacement-wrap\"><div class=\"jet-listing-dynamic-field__content\"><i class=\"icon-heart-plus\"><\/i><\/div><\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0daf29 e-con-full e-flex e-con e-child\" data-id=\"c0daf29\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c144323 elementor-widget elementor-widget-heading\" data-id=\"c144323\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Health Insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc37d9b why-block-description elementor-widget elementor-widget-heading\" data-id=\"dc37d9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Complete protection for your home. Comprehensive cover with exclusive discounts for afpop members.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40884ab elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"40884ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon elementor-animation-skew-forward\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-arrow-right\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-2791\" data-post-id=\"2791\" >\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"1117\" class=\"elementor elementor-1117\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t<a class=\"elementor-element elementor-element-91a7d2a e-con-full e-flex e-con e-child\" data-id=\"91a7d2a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/www.medal.pt\/fr\/afpop-membres\/assurance-voyage\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6f1107 elementor-widget__width-auto insurance-icon elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"f6f1107\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t\t<div class=\"jet-listing-dynamic-field__replacement-wrap\"><div class=\"jet-listing-dynamic-field__content\"><i class=\"icon-suitcase\"><\/i><\/div><\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0daf29 e-con-full e-flex e-con e-child\" data-id=\"c0daf29\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c144323 elementor-widget elementor-widget-heading\" data-id=\"c144323\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Travel Insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc37d9b why-block-description elementor-widget elementor-widget-heading\" data-id=\"dc37d9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Travel with confidence. Worldwide protection with exclusive afpop member conditions.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40884ab elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"40884ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon elementor-animation-skew-forward\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-arrow-right\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-4351\" data-post-id=\"4351\" >\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"1117\" class=\"elementor elementor-1117\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t<a class=\"elementor-element elementor-element-91a7d2a e-con-full e-flex e-con e-child\" data-id=\"91a7d2a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/www.medal.pt\/fr\/afpop-membres\/savings-and-investing\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6f1107 elementor-widget__width-auto insurance-icon elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"f6f1107\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t\t<div class=\"jet-listing-dynamic-field__replacement-wrap\"><div class=\"jet-listing-dynamic-field__content\"><i class=\"icon-suitcase\"><\/i><\/div><\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0daf29 e-con-full e-flex e-con e-child\" data-id=\"c0daf29\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c144323 elementor-widget elementor-widget-heading\" data-id=\"c144323\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Savings and Investing<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc37d9b why-block-description elementor-widget elementor-widget-heading\" data-id=\"dc37d9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Travel with confidence. Worldwide protection with exclusive afpop member conditions.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40884ab elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"40884ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon elementor-animation-skew-forward\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-arrow-right\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div><div class=\"jet-listing-grid__item jet-listing-dynamic-post-4301\" data-post-id=\"4301\" >\t\t<div data-elementor-type=\"jet-listing-items\" data-elementor-id=\"1117\" class=\"elementor elementor-1117\" data-elementor-post-type=\"jet-engine\">\n\t\t\t\t<a class=\"elementor-element elementor-element-91a7d2a e-con-full e-flex e-con e-child\" data-id=\"91a7d2a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/www.medal.pt\/fr\/afpop-membres\/life\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6f1107 elementor-widget__width-auto insurance-icon elementor-widget elementor-widget-jet-listing-dynamic-field\" data-id=\"f6f1107\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-listing-dynamic-field.default\">\n\t\t\t\t\t<div class=\"jet-listing-dynamic-field__replacement-wrap\"><div class=\"jet-listing-dynamic-field__content\"><i class=\"icon-suitcase\"><\/i><\/div><\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0daf29 e-con-full e-flex e-con e-child\" data-id=\"c0daf29\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c144323 elementor-widget elementor-widget-heading\" data-id=\"c144323\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Life Insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc37d9b why-block-description elementor-widget elementor-widget-heading\" data-id=\"dc37d9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Travel with confidence. Worldwide protection with exclusive afpop member conditions.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40884ab elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"40884ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon elementor-animation-skew-forward\">\n\t\t\t<i aria-hidden=\"true\" class=\"icon icon-arrow-right\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Voyagez en toute confiance. Couverture internationale avec des conditions exclusives pour les membres afpop.<\/p>","protected":false},"author":16,"featured_media":4427,"parent":279,"menu_order":18,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4351","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.9 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Savings and Investing | MEDAL<\/title>\n<meta name=\"description\" content=\"Discover tailored savings and investment solutions exclusively for AFPOP members in Portugal. Secure your financial future with expert advice from Medal.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.medal.pt\/fr\/afpop-membres\/savings-and-investing\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Savings and Investing\" \/>\n<meta property=\"og:description\" content=\"Discover tailored savings and investment solutions exclusively for AFPOP members in Portugal. 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