Lebensversicherung
Life insurance is one of the most important ways to protect your financial future and that of your family. MEDAL offers flexible solutions tailored to different stages of life, providing financial protection in the event of death, disability, or through a range of optional additional covers.
We work with leading insurers to provide competitive and personalised solutions, helping each member find the life insurance policy that best suits their individual needs and long-term objectives.
Wichtigste Vorteile
Keine Altersgrenze
Internationale Deckung
Reiseabbruch und -stornierung
Terrorismus, Politische Evakuierung
Naturkatastrophen
(Schneefälle, Stürme, Vulkanasche)
Geringere Selbstbeteiligung bei ambulanten Behandlungen
(Konsultationen, Behandlungen und Untersuchungen)
Entdecken Sie unser Angebot an Reiseversicherungsplänen
Jahrespolice
Es handelt sich um eine Jahrespolice für zwei Personen, wobei die Versicherungssummen jeweils individuell für jede versicherte Person gelten.
| Deckungssummen / Limits | Silver | Gold |
|---|---|---|
| Political Evacuation | 10.000€ | 10.000€ |
| Fees for expert advice in Kidnapping | 125.000€ | 125.000€ |
| Kidnapp, Ramson & Illegal Detention | 400€ day (max. 20.000,00€) | 400€ day (max. 20.000,00€) |
| Legal Costs | 15.000€ | 15.000€ |
| Third Party Liability | 5.000.000€ | 5.000.000€ |
| Delay | 37,50€ / hour (max. 225€) | 37,50€ / hour (max. 225€) |
| Trip Cancellation and Curtailment | 5.000€ | 5.000€ |
| Luggage Delay (deductible:4hours) | 750€ | 750€ |
| Loss, Theft or stealth of luggage | 3.000€ | 3.000€ |
| Funeral Expenses | 7.500€ | 7.500€ |
| Search & Rescue | 15.000€ | 15.000€ |
| Medical Expenses Abroad Accident | 1.000.000€ | 1.000.000€ |
| Medical Expenses Abroad Sudden Illness | 10.000€ | 25.000€ |
| Accidental Death Or Permanent Disablement | 100.000€ | 250.000€ |
| Aktionen |
Temporäre Police
Wir bieten zudem ein spezielles Tarifmodell mit vier Optionen an, sodass Sie den Versicherungsschutz entsprechend Ihren Reisebedürfnissen wählen können. Diese temporäre Police ermöglicht es, Ihre Reise für Zeiträume von 5, 10, 15, 30, 60 oder 90 Tagen abzusichern.
| Deckungssummen / Limits | Base | Extra | Plus | Premium |
|---|---|---|---|---|
| Third Party Liability | 25.000€ | 50.000€ | 150.000€ | 300.000€ |
| Luggage | 500€ | 1.000€ | 1.500€ | 2.000€ |
| Funeral Expenses | 500€ | 1.000€ | 1.500€ | 2.000€ |
| Medical Expenses | 2.500€ | 5.000€ | 15.000€ | 30.000€ |
| Death Or Permanent Disablement | 25.000.000€ | 50.000.000€ | 150.000.000€ | 300.000.000€ |
| Travel Assistence | Nível 1 | Nível 2 | Nível 3 | Nível 3 |
| Aktionen |
- Inbegriffen
- Nicht Inbegriffen
FAQs
Life insurance is a financial protection solution that pays a lump sum to your chosen beneficiaries in the event of your death or, depending on the cover selected, in the event of disability or critical illness.
Anyone who wishes to protect their family, safeguard their income, or ensure that financial commitments can be met in the event of an unexpected situation.
The agreed sum assured is paid to the beneficiaries named in the policy, helping to provide them with financial security.
In addition to death cover, a policy may include optional benefits such as disability cover, critical illness cover, and other protections available under the chosen product.
The premium is based on factors such as your age, health, occupation, lifestyle, the amount of cover required, and the benefits selected.
Yes. You are free to nominate your beneficiaries and may change them at any time, in accordance with the policy terms and conditions.
This depends on your age, the amount of cover required, and the insurer’s underwriting criteria. In some cases, completing a health questionnaire is sufficient.
Yes. You can choose the level of cover and select the benefits that best suit your personal, family, and financial circumstances.
Yes. The maximum entry and cover ages vary depending on the insurer, the product, and the benefits selected.
The right solution depends on your family circumstances, financial commitments, protection goals, and the level of cover you require. A personalised assessment will help identify the policy best suited to your needs.
Add to your base plan:
- Vertragsverletzung – Wenn eine Projektfrist aufgrund der Krankheit oder des Ausscheidens eines Schlüsselteammitglieds nicht eingehalten wird und dadurch finanzielle Verluste für den Kunden entstehen, bietet diese Police Deckung und sichert genau solche Situationen ab.
- Berufliche Fehler, Unterlassungen und Fahrlässigkeit – Wenn die erbrachte Leistung nicht den Erwartungen des Kunden entspricht, sorgt unsere Police für finanziellen Schutz.
Stellen Sie sicher, dass Ihr Unternehmen gegen unerwartete Ansprüche und finanzielle Risiken abgesichert ist. Kontaktieren Sie uns noch heute für ein personalisiertes Angebot.
