Vie
Life insurance is one of the most important ways to protect your financial future and that of your family. MEDAL offers flexible solutions tailored to different stages of life, providing financial protection in the event of death, disability, or through a range of optional additional covers.
We work with leading insurers to provide competitive and personalised solutions, helping each member find the life insurance policy that best suits their individual needs and long-term objectives.
Principaux avantages
Sans limite d’âge
Couverture Internationale
Annulation et interruption de voyage
Terrorisme, Évacuation Politique
Catastrophes Naturelles
(chutes de neige, tempêtes, cendres volcaniques)
Franchises réduites pour les soins ambulatoires
(consultations, traitements et examens)
Découvrez notre gamme de polices d'assurance voyage
Police Annuelle
Il s’agit d’une police annuelle pour deux personnes, avec l’avantage que les capitaux assurés s’appliquent individuellement à chaque personne assurée.
| Garanties / Limites | Silver | Gold |
|---|---|---|
| Political Evacuation | 10.000€ | 10.000€ |
| Fees for expert advice in Kidnapping | 125.000€ | 125.000€ |
| Kidnapp, Ramson & Illegal Detention | 400€ day (max. 20.000,00€) | 400€ day (max. 20.000,00€) |
| Legal Costs | 15.000€ | 15.000€ |
| Third Party Liability | 5.000.000€ | 5.000.000€ |
| Delay | 37,50€ / hour (max. 225€) | 37,50€ / hour (max. 225€) |
| Trip Cancellation and Curtailment | 5.000€ | 5.000€ |
| Luggage Delay (deductible:4hours) | 750€ | 750€ |
| Loss, Theft or stealth of luggage | 3.000€ | 3.000€ |
| Funeral Expenses | 7.500€ | 7.500€ |
| Search & Rescue | 15.000€ | 15.000€ |
| Medical Expenses Abroad Accident | 1.000.000€ | 1.000.000€ |
| Medical Expenses Abroad Sudden Illness | 10.000€ | 25.000€ |
| Accidental Death Or Permanent Disablement | 100.000€ | 250.000€ |
| Actions |
Police d'Assurance Temporaire
Nous proposons également un régime spécial avec quatre options, vous permettant de choisir la couverture la mieux adaptée à vos besoins de voyage. Cette police temporaire vous permet de couvrir votre voyage pour des périodes de 5, 10, 15, 30, 60 ou 90 jours.
| Garanties / Limites | Base | Extra | Plus | Premium |
|---|---|---|---|---|
| Third Party Liability | 25.000€ | 50.000€ | 150.000€ | 300.000€ |
| Luggage | 500€ | 1.000€ | 1.500€ | 2.000€ |
| Funeral Expenses | 500€ | 1.000€ | 1.500€ | 2.000€ |
| Medical Expenses | 2.500€ | 5.000€ | 15.000€ | 30.000€ |
| Death Or Permanent Disablement | 25.000.000€ | 50.000.000€ | 150.000.000€ | 300.000.000€ |
| Travel Assistence | Nível 1 | Nível 2 | Nível 3 | Nível 3 |
| Actions |
- Inclus
- Non Inclus
FAQs
Life insurance is a financial protection solution that pays a lump sum to your chosen beneficiaries in the event of your death or, depending on the cover selected, in the event of disability or critical illness.
Anyone who wishes to protect their family, safeguard their income, or ensure that financial commitments can be met in the event of an unexpected situation.
The agreed sum assured is paid to the beneficiaries named in the policy, helping to provide them with financial security.
In addition to death cover, a policy may include optional benefits such as disability cover, critical illness cover, and other protections available under the chosen product.
The premium is based on factors such as your age, health, occupation, lifestyle, the amount of cover required, and the benefits selected.
Yes. You are free to nominate your beneficiaries and may change them at any time, in accordance with the policy terms and conditions.
This depends on your age, the amount of cover required, and the insurer’s underwriting criteria. In some cases, completing a health questionnaire is sufficient.
Yes. You can choose the level of cover and select the benefits that best suit your personal, family, and financial circumstances.
Yes. The maximum entry and cover ages vary depending on the insurer, the product, and the benefits selected.
The right solution depends on your family circumstances, financial commitments, protection goals, and the level of cover you require. A personalised assessment will help identify the policy best suited to your needs.
Add to your base plan:
- Non-respect du Contrat – Si une échéance de projet n’est pas respectée en raison de la maladie ou du départ d’un membre clé de l’équipe, entraînant une perte financière pour le client, cette police offre une couverture et protège contre ce type de situation.
- Erreurs Professionnelles, Omissions et Négligence – Si le travail fourni ne répond pas aux attentes du client, notre police garantit une protection financière.
Assurez-vous que votre entreprise reste protégée contre les réclamations inattendues et les risques financiers. Contactez-nous dès aujourd’hui pour obtenir un devis personnalisé.
