Travel Insurance

It’s another unique policy exclusively designed for afpop members and for those who travel annually with some regularity.

With very attractive covers and premiums, this travel insurance gives you worldwide coverage and provides a permanent assistance service and useful anywhere in the world.

This policy which covers two people, ensures automatically and without advise us all your trips up to 60 days per trip.

Major Benefits

No age limit

International Coverage

Cancellation and interruption trip

Terrorism, Evacuation Policy

Natural disasters

(snowfalls, storms, volcanoes Ash)

Lower excess in outpatient services

(consultations, treatments and exams)

Discover our range of travel insurance plans

Get a personalised estimated quote, or chat to our experienced advisers to find a plan that best suits your needs.

Covers / LimitsSilverGold
Political Evacuation10.000€10.000€
Fees for expert advice in Kidnapping125.000€125.000€
Kidnapp, Ramson & Illegal Detention400€ day
(max. 20.000,00€)
400€ day
(max. 20.000,00€)
Legal Costs15.000€15.000€
Third Party Liability5.000.000€5.000.000€
Delay37,50€ / hour
(max. 225€)
37,50€ / hour
(max. 225€)
Trip Cancellation and Curtailment5.000€5.000€
Luggage Delay (deductible:4hours)750€750€
Loss, Theft or stealth of luggage3.000€3.000€
Funeral Expenses7.500€7.500€
Search & Rescue15.000€15.000€
Medical Expenses Abroad Accident1.000.000€1.000.000€
Medical Expenses Abroad Sudden Illness10.000€25.000€
Accidental Death Or Permanent Disablement100.000€250.000€
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Special scheme

We also have a special scheme, with four options in order you can choose the best coverage according to your travel requirements. This temporary policy gives you the opportunity to cover your trip up to 5, 10, 15, 30, 60 or 90 days.

Covers / LimitsBaseExtraPlusPremium
Third Party Liability25.000€50.000€150.000€300.000€
Luggage500€1.000€1.500€2.000€
Funeral Expenses500€1.000€1.500€2.000€
Medical Expenses2.500€5.000€15.000€30.000€
Death Or Permanent Disablement25.000.000€50.000.000€150.000.000€300.000.000€
Travel AssistenceNível 1Nível 2Nível 3Nível 3
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* 15% with a max. of 10% of the sum insured for oncology surgery/hospitalization, and 15% for chemotherapy and radiotherapy. **Subscription age limited to 65 years old.

FAQs

This annual policy allows you to have coverage worldwide except in Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan and Syria.

There is no age limit entry or stay in the annual policy for members of afpop.

The policy provides coverage for trips up to 60 days. If the journey is more than 60 days, it is not guaranteed any coverage unless there has been a communication and authorization by the insurance company.

It is not necessary to make any communication of the trips. Only in case of an accident, the ticket proof will be requested.

You must show your card with the policy number and contact the travel assistance of your company so that it comes into contact with the hospital and if possible make payment directly to the hospital.

Medical Expenses not related to hospitalization, less than 75 €, are not recoverable.

The repatriation of the event is always done to Portugal. You should always contact the assistance service which is available 24 hours a day, in order to inform the company the need of this service.

If any health problem that is related to a clinical pre-existing situation to the starting date of the policy, will be automatically excluded.

Add to your base plan:

  • Breach of Contract – If a project deadline is missed due to the illness or departure of a key team member, resulting in financial loss for the client, this policy provides coverage.

  • Professional Errors, Omissions, and Negligence – If the delivered work does not meet the client’s expectations, our policy ensures financial protection.

Ensure your business remains secure against unexpected claims and financial risks. Contact us today for a personalised quote.

Fill out the contact form or schedule a meeting today to tailor a policy to your needs.

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Temporary Policy

We also have a special scheme, with four options in order you can choose the best coverage according to your travel requirements. This temporary policy gives you the opportunity to cover your trip up to 5, 10, 15, 30, 60 or 90 days.

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Only required if the Client Type is selected
Required for in-person meetings and to forward your request to the office closest to your current or future residence in Portugal.
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If you’re already a MEDAL Insurance customer, please access your Client Area and consult your broker’s contact information for personalised support.

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